A Public Forum sponsored by The League of Women Voters of Orange, Durham, and Chatham Counties and The UNC-CH School of Social Work Clinical Lecture Series
Presenter: Peter S. Kussin, MD
Associate Clinical Professor, Dept. of Medicine,
Duke University Medical Center
Saturday, September 11, 2010, 10 AM -12 Noon
At Extraordinary Ventures, 200 S. Elliott Rd, Chapel Hill
Map
Pre-registration is required by Aug. 31.(2 contact hours available.) Free to public. Flyer on Forum with Registration Form
Contact Evelin Brinich(brinich@email.unc.edu). Requests for this public event will be filled on a first-come, first served basis
Description:
At its June 14, 2010 national convention in Atlanta, GA, the League of Women Voters of the United States
(LWVUS) rededicated themselves to the fight for single-payer health care by passing a resolution with a
wide majority "to advocate strongly for bills that legislate for improved Medicare for all."
While many of us would agree that "improved Medicare for all" sounds like an important, universal goal, we
may not be clear on what it would entail. Given the current economic climate and the changing demography
of our communities, questions of costs and benefits become especially salient. The League of Women
Voters of Orange, Durham, and Chatham Counties has invited Dr. Peter Kussin to illuminate the issues
involved, including who most stands to win and who most stands to lose.
Peter S. Kussin, MD is an Associate Clinical Professor for the Department of Medicine, Division of
Pulmonary and Critical Care Medicine at Duke University Medical Center in Durham, NC.
Grounded in his experiences as an undergraduate at Columbia University at the height of the antiwar
and civil rights movements of the 1960s, Dr. Kussin brings a lifetime of activism to the cause
of universal access to health care. A member of Health Care for All North Carolina, he has been
one of the most frequently requested speakers for medical grand rounds on the subject of health
care reform, the right to health care, and the benefits of improved Medicare for all. His
experiences as an intensive care physician add a personal, human dimension to his reflections on
the importance of improved health care legislation.
Funding for this series was provided through the LWV Citizen Education Foundation.
HOW HEALTH CARE REFORM WOULD HELP NC. A recent report by Families USA.
Un-insured. In 2007 19.3% of North Carolinians under the age of 65 lacked health insurance for at least one year. An average of 1,500,000 residents had no health insurance. Reference Premiums vs. Paychecks: A Growing Burden for NC Workers by Families USA, Sept. 2008.
A March 2009 report by the North Carolina Institute of Medicine suggests that due to the recent increases in unemployment since 2007, the number of uninsured in North Carolina is estimated to be at approximately 1.8 million.
Under-insured. Rising health care costs and slow wage growth has forced more Americans to join the ranks of the underinsured. For example: your insurer has excluded a pre-existing condition from your policy. Or maybe your deductibles and co-pays will become a financial burden that could lead to personal bankruptcy if you become seriously ill. Or, your lifetime policy benefit is too low and your share of costs will be enormously high if you have a catastrophic illness.
Lack of personal security. You should have the personal security knowing that whatever your employment status, age, income, or medical history or condition, you have health insurance. The United States is the only industrialized country that does not have a national health insurance plan that covers everyone. It is the only country where people go bankrupt trying to cover health care costs. It is the only country where people worry about how they will pay for unexpected health care costs.
Runaway premiums. In North Carolina alone, premiums grew 5.3 times faster than workers earnings between 2000 and 2007, according to Families USA's new report, Premiums vs. Paychecks see above). Annual health care premium cost increases far exceed cost-of-living increases. For family health coverage provided through the workplace in North Carolina, annual health insurance premiums in the 2000-2007 period rose from $6,649 to $11,618--an increase of $4,969, or 74.7 percent.
Between 2000 and 2007, the median earnings of North Carolina's workers increased from $23,080 to $26,316--an increase of $3,236, or 14.0 percent.
Rising deductibles and co-payments. Even as premiums rise dramatically, we are paying more and more out of pocket for the same health care services.
Employer squeeze. Employers are put in a tough position of having to balance profits and employee health care needs. They increasingly face the task of choosing among insurers and millions of policy plans. Most recently employers have found it less expensive to fly workers to foreign countries for medical procedures. North Carolina has experienced an especially large decline in the percent of residents who received health care insurance from their employers.
Emergency room closures. Today, every North Carolinian, insured or not, facing an emergency, has to cope with hours of emergency room wait. This is because emergency rooms have become the last resort for the uninsured. Increasingly emergency rooms are providing so much uncompensated care that they have had to close their doors.
Lack of choice of providers. For many North Carolinians their choice of health care providers increasingly has become severely limited by insurance companies. Often, especially in rural areas, they are unable to find a provider near where they live.
Poorer benefits. Many insurance companies have limited benefits. For example, dental, vision and many parts of mental health care are often non-existent or inadequate.
Inefficiency and confusion. We have thousands of insurance companies and tens of thousands of insurance plans. It is confusing for patients, providers, employers and it is very inefficient. Too many health care dollars + nearly 30% - are spent on tedious administrative costs, marketing, and profit instead of on direct health care services.
Poorer medical outcomes. The United States spends twice as much money for health care per capita than the most advanced industrial countries and has the worst population-based health care outcomes in the industrialized world. For example, our life expectancy is the lowest in the industrialized world. To a large extent, this is because there are no system-wide standards of care or standards for reporting and investigating errors. It is estimated that over 700,000 Americans die each year from preventable medical errors in hospitals. Clinical and administrative waste is a big problem in our health care system.
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